Caddy

Caddy is a general assistant in blue bubbles on iPhone and RCS on Android, which is a wider reach than almost anything here, and its pitch is memory: no two Caddys are alike, and the front page shows four of them with different owners' habits written into them.

It is one of two listings naming more than one iMessage provider, carrying both Linq and Photon, and the reason is visible on the same page. A banner at the top says "Not receiving texts? Click here", and the FAQ explains it: sometimes our messaging provider can run into issues, so here is a new number to message from. That is the third listing found so far telling users to switch numbers when delivery fails, and the only one that names two providers at once.

The policy gives one of the flattest training answers in the set, that Caddy does not use customer data to train AI models, and adds that it may configure providers for zero data retention where supported. It also has a row nothing else here has: an evaluations setting you can turn off, with the honest footnote that doing so applies to future interactions and does not undo what was already collected.

The operating company is Caddy Technologies Inc, the support address is at a different domain from the product, and the FAQ says it is still in public beta.

The policy dated 18 September 2026 took something out. Caddy connects bank accounts through Plaid, which none of its product pages mention, and the list of what Plaid hands over used to open with account balances. It no longer does: the list now starts at transaction history, and the sentence about what Caddy does with it changed from answering questions about "your balances and spending" to answering questions about "your transaction history and spending". Either the balance was never read or it stopped being read, and the policy does not say which.