Flip
LiveA money manager you text on iMessage: tracks spending, pays people back and cancels subscriptions
Flip is an AI agent you reach on iMessage. To start, text a number.
How it works
One of the few agents here that moves money rather than arranging things. You text it in plain English and it tracks spending across connected accounts, pays people back, finds and cancels subscriptions you have stopped using, and moves a share of each paycheque where you tell it to. There is no app.
Its own positioning is a replacement rather than an assistant: the site pairs itself against Acorns, Rocket Money and Autopilot by name, prices each of them, and counts how many people have switched. What it does not price is itself, which is the one number a reader of this directory came for.
Connecting a money manager to your accounts over a text thread is the highest-trust arrangement in this directory, and the policy that would explain what happens to that data has not been read yet, so the rows here are empty rather than answered.
At a glance
| Channels | |
|---|---|
| How you start | Text a number |
| Who starts it | Not stated on its own pages |
| Is there an app | No app Nothing to install at any point |
| Categories | Personal assistants |
| Can do | Payments,Task management,Persistent memory |
| Connects to | None named publicly |
| Pricing | Not published. The site prices the products it says it replaces, not itself. |
| Number type | Not stated on its own pages |
| Contact number | None published |
| First message, pre-written | None published |
| Runs on | Not disclosed |
| Browses with | Not disclosed |
| Number carrier | No number to look up |
| Status | Live |
Checked 2026-09-09.
Data and policy
| Trains on your conversations | Not stated in the policy |
|---|---|
| Data of people who never signed up | Not stated in the policy |
| If you cancel | Not stated in the policy |
| Model providers named | None named |
| Jurisdiction | Not stated in the policy |
| Availability | Not stated |
Flip publishes 3 of the 9 things we check for on every listing, which puts it 19th of 25 in personal assistants. They are listed there, and none of them is a judgement about quality.
Quoted verbatim from the published policy on , and what a document says is not the same as its legal effect.
Who is behind it
| Company | Not published |
|---|---|
| Founders | Not published |
| Based in | Not published |
| Funding | $1.4M pre-seed, announced on its own site |
| Investors | Not published |
| Traction | Not published |
Checked 2026-09-09.
Every row above is read off Flip’s own public pages at fliptexts.com. A row that reads not stated is a fact about the product rather than about our research.
If Flip is not the one
Building one instead? The infrastructure side is a separate half of this site: every provider that carries these messages, what they charge, and what the headline price leaves out. Start with How to build an iMessage agent in 2026.